ABOUT
FINANCE FOR YOUR BUSINESS
At PJ Financial Solutions, we specialise in crafting reliable financial solutions designed to empower businesses of all sizes. From our humble beginnings to becoming a trusted financial solutions provider, our mission has remained clear: to provide straightforward, tailored financial solutions that help rural businesses and farmers secure their future and grow with confidence.
OUR STORY

Philip Jones founded PJ Financial Solutions in 2006 with a deep understanding of the challenges faced by farmers and rural businesses. Starting as a sole trader with a single funding line and a passion for helping businesses, Philip operated as a one-man enterprise dedicated to providing effective funding solutions.
Over the years, we’ve grown too, expanding across Wales, adding new team members, and building strong relationships with trusted funders. But one thing hasn’t changed: our commitment to providing honest, practical financial advice you can rely on.

By 2017, our team had grown to include 5 full-time employees, supported by a skilled administrative team. With multiple tier 1 and tier 2 funding lines, we began offering a broad spectrum of tailored agreements to meet the unique needs of our diverse clientele.
For two decades, we’ve been dedicated to helping businesses across the UK succeed with flexible funding options tailored to their needs. Recently, we’ve expanded our expertise by introducing Beacon Financial Solutions as part of PJ Financial Solutions.

This integration allows us to better support our customers, offering a wider range of services such as commercial and agricultural finance, leases, project loans, refinancing, and hire purchase agreements.
We’re here to provide the solutions that help your business grow.
OUR VISION
EMPOWER
At PJ Financial Solutions, our vision is to empower farmers and rural businesses with financial solutions that truly make a difference.
UNDERSTAND
We’re here to understand your unique challenges, support your growth, and help you build a sustainable future for your family and community.
INVEST
It’s about more than just numbers – it’s about helping you invest now for generations to come.
OUR VALUES
At the heart of PJ Financial Solutions lies a commitment to integrity, transparency, and personalised service. We take pride in being your partner in business finance, creating solutions that work seamlessly for you.
Scroll to see our core values.
WE PUT YOU FIRST
Every agreement is designed around your business needs, whether you’re a farmer, contractor, or small business owner.
HONESTY AND TRANSPARENCY
No jargon, no hidden fees, just straightforward advice and clear agreements.
PRACTICAL PROBLEM-SOLVING
With decades of experience, we’ll help you find the right solution, no matter how complex your situation.
WHAT SETS US APART
EXPERTISE AND EXPERIENCE
TAILORED SOLUTIONS
PERSONAL SUPPORT
We provide the expertise and tailored support businesses need to prosper. Whether you’re looking for a hire purchase agreement, a lease solution, or refinance options, our diverse product range ensures there’s something for everyone. Each solution is carefully crafted to suit your industry, cash flow, and long-term vision. With Beacon Financial Solutions enhancing our services, we also specialise in project loans and agricultural finance, ensuring businesses in all sectors can find the funding solutions they need. Each solution is carefully crafted to suit your industry, cash flow, and long-term vision.
MEET THE TEAM
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Two Decades of Tailored Financial Solutions
With over 20 years of experience, PJ Financial Solutions has helped countless companies unlock their potential. From small start-ups to established enterprises, we’ve been instrumental in helping businesses tailor their financial journeys with confidence.
If you’re looking for a trusted partner who puts your needs first, PJ Financial Solutions is here to help. Contact us today to get a free consultation and start crafting tailored financial solutions that work for you!