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PRODUCTS

Financial Solution Products

Discover the Right Financial Solutions for Your Business

At PJ Financial Solutions, we’re dedicated to providing customised financial solution products that empower your business.

We offer a diverse range of products designed to meet the unique needs of businesses across various industries, whether you’re a small start-up or an established enterprise.

From flexible financing options to cash flow management tools, our solutions are designed to help you overcome challenges, optimise operations, and invest in your future. With our expertise and commitment to client success, we ensure you have the right financial tools to streamline operations, drive sustainable growth, and stay ahead in today’s competitive market.

Our Products

Hire Purchase​
Need a new tractor or delivery van but can’t afford to pay upfront? With Hire Purchase, you can spread the cost over time and take full ownership once the final payment is made. It’s a simple, affordable way to invest in the equipment your business needs.
Finance Lease
Need a new tractor or delivery van but don’t want to tie up your cash? With a finance lease, you can use the equipment you need now and spread the cost over time. At the end of the lease, you can upgrade to the latest model or extend the agreement, whatever works best for your business.
Operating Lease
Perfect for short-term projects or seasonal needs, an operating lease lets you use the latest equipment without the hassle of ownership. Whether it’s a combine harvester for harvest season or a van for a temporary contract, you’ll have the tools you need when you need them. Maintenance packages can often be included, providing added convenience and peace of mind.
Contract Hire
Take control of your fleet costs with predictable payments and no ownership responsibilities. Contract Hire is perfect for businesses needing vehicles for a set period, offering flexibility and cost efficiency. Maintenance services can be integrated into your agreement, saving you time and hassle.
Business Loans
Secure the funds you need to support your business goals, from operational costs to growth investments. Our Business Loans are catered to your specific requirements, with competitive rates and terms designed to help your business flourish.
Refinance
Unlock the value of existing assets to improve cash flow or restructure debt. Refinance solutions enable you to release equity from machinery, vehicles, or other assets, providing the financial freedom to invest where it matters most.
Hire Purchase
Need a new tractor or delivery van but can’t afford to pay upfront? With Hire Purchase, you can spread the cost over time and take full ownership once the final payment is made. It’s a simple, affordable way to invest in the equipment your business needs.
Click Here
Finance Lease
Need a new tractor or delivery van but don’t want to tie up your cash? With a finance lease, you can use the equipment you need now and spread the cost over time. At the end of the lease, you can upgrade to the latest model or extend the agreement, whatever works best for your business.
Click Here
Operating Lease
Perfect for short-term projects or seasonal needs, an operating lease lets you use the latest equipment without the hassle of ownership. Whether it’s a combine harvester for harvest season or a van for a temporary contract, you’ll have the tools you need when you need them. Maintenance packages can often be included, providing added convenience and peace of mind.
Click Here
Contract Hire
Take control of your fleet costs with predictable payments and no ownership responsibilities. Contract Hire is perfect for businesses needing vehicles for a set period, offering flexibility and cost efficiency. Maintenance services can be integrated into your agreement, saving you time and hassle.
Click Here
Business Loans
Secure the funds you need to support your business goals, from operational costs to growth investments. Our Business Loans are catered to your specific requirements, with competitive rates and terms designed to help your business flourish.
Click Here
Refinance
Unlock the value of existing assets to improve cash flow or restructure debt. Refinance solutions enable you to release equity from machinery, vehicles, or other assets, providing the financial freedom to invest where it matters most.
Click Here

TESTIMONIALS

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Finding the Right Financial Solutions for You

Each of our financial solutions are crafted to meet the dynamic demands of modern business. With a range of tailored products that can be applied to a range of different businesses, from farmers to rural business owners, there is something to help any kind of financial situation. If you’d like to discuss which solution is right for you, our team is on hand to help. Contact us today to get a free consultation and explore your options.

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PJ Financial Solutions Ltd 2025

PJ Financial Solutions Ltd Registered in England & Wales Reg No. 8256439

Trading Office Pax Cottage, Woonton Hereford HR3 6QH

Authorised and Regulated by the Financial Conduct Authority (FRN No 690293)

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